Note: Throughout the text of this Privacy Policy and Terms of Use, the term "Synergy Coverage Solutions" is intended to refer to entities understood to be Synergy Coverage Solutions, LLC, including (but not limited to) Synergy Insurance, SynergyInsurance.net, and Synergy Holdings, LLC. Privacy Policy Synergy Coverage Solutions may collect information from you for the purpose of maintaining our business functions in relation to your account and to handle your account transactions. Relevant information may be gathered from you, the process of handling your account, or third-party agencies. This information may be shared with relevant parties, including (but not limited to): agents/brokers, underwriters, and administrative personnel or other institutions as allowed by law, but in no event shall your information be made available to unrelated third-parties that will not benefit our purposes of the handling of your account. Our transactions, or associations, with our customers begin once contact has been requested either through agents, online applications, online contact forms or direct communication with the office of Synergy Coverage Solutions. If you have any questions regarding the use of your information, please contact Mark Lavoie at mlavoie@synergyinsurance.net. Terms of Use This web site is an online information and communication service provided by Synergy Coverage Solutions, LLC. Please read these Terms of Use carefully before using this site. By using this site, you signify your agreement with these Terms of Use. If you do not agree with any of the below Terms of Use, do not use this site. Synergy Coverage Solutions reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms of Use at any time. Such modifications shall be effective immediately upon posting of the modified Terms of Use. By using this service after we have posted notice of such modifications, alterations or updates, you agree to be bound by the revised terms. Synergy Coverage Solutions retains the right to deny access to anyone at its complete discretion for any reason including for violation of any of these Terms of Use. This web site provides links to other web sites affiliated with Synergy Coverage Solutions that may have Terms of Use Policies different from, or in addition to, the Terms of Use specified herein, particularly in the case of web sites hosting third-party content or that allow postings by third-parties. By accessing such web sites through links provided on this web site, you agree to abide by each applicable Terms of Use policy as therein specified. Trademarks, Copyrights and Restrictions This site is controlled and operated by Synergy Coverage Solutions at 3440 Toringdon Way, Suite 300, Charlotte NC 28277. The phone number is (704) 927-2860. All material on this site, including, but not limited to images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, and other intellectual property rights which are owned and controlled by Synergy Coverage Solutions, its related companies or by other parties that have licensed their material to Synergy Coverage Solutions. Material on synergyinsurance.net or any web site owned, operated, licensed or controlled by Synergy Coverage Solutions is solely for your personal, non-commercial use. Such material may not be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the express prior written consent of Synergy Coverage Solutions or where noted. Use of the materials on any other web site or networked computer environment, or use of the materials for any purpose other than personal, non-commercial use is a violation of Synergy Coverage Solutions' copyrights, trademarks and other proprietary rights, and is prohibited. Links This site may contain links to other web sites ("Linked Sites"). The Linked Sites are for your convenience and informational purposes only, and you access them at your own risk. Synergy Coverage Solutions is not responsible for, and does not endorse, the content of any Linked Sites whether or not Synergy Coverage Solutions is affiliated with the sponsors of a site. Visitors to any linked site are urged and expected to abide by the Terms of Use and Privacy Policies of that particular linked site. Synergy Coverage Solutions welcomes links to this site. You may establish a hypertext link to this site, provided that the link does not state or imply any sponsorship or endorsement of your site by Synergy Coverage Solutions. You may not use on your site any trademarks, service marks or copyrighted materials appearing on the Synergy Coverage Solutions site, including but not limited to any logos or characters, without the express written consent of the owner of the mark or right. You may not frame or otherwise incorporate into another web site any of the content or other materials on the Synergy Coverage Solutions site without prior written consent of Synergy Coverage Solutions. DISCLAIMER OF WARRANTIES AND LIABILITY THE MATERIALS ON Synergy Coverage Solutions' WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. Synergy Coverage Solutions DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH, UNDER THE LAWS APPLICABLE TO THIS AGREEMENT, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION. NEITHER Synergy Coverage Solutions, NOR ITS AFFILIATED OR RELATED ENTITIES, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF Synergy Coverage Solutions' WEB SITE WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT Synergy Coverage Solutions OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE MATERIAL THAT YOU READ ON Synergy Coverage Solutions' WEB SITE IS PROMOTIONAL PURPOSES. Synergy Coverage Solutions DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN Synergy Coverage Solutions' WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU EXPRESSLY AGREE THAT USE OF THE Synergy Coverage Solutions SITE IS AT YOUR SOLE RISK. YOU EXPRESSLY AGREE THAT NEITHER Synergy Coverage Solutions, NOR ITS AFFILIATED OR RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF Synergy Coverage Solutions' WEB SITE ARE RESPONSIBLE OR LIABLE TO ANY PERSON OR ENTITY WHATSOEVER FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM THE USE OR MISUSE OF THIS SITE OR ANY OTHER Synergy Coverage Solutions WEB SITE. BY WAY OF EXAMPLE, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, Synergy Coverage Solutions AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS SITE. YOU (AND NOT Synergy Coverage Solutions) ASSUME THE ENTIRE COST OF, AND RESPONSIBILITY FOR ANY AND ALL NECESSARY SERVICING, REPAIR OR CORRECTION RESULTING FROM YOUR USE OF THIS SITE. IN ADDITION, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT Synergy Coverage Solutions IS NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER SUBSCRIBERS OR THIRD PARTIES. Indemnification You agree to indemnify, defend and hold harmless, Synergy Coverage Solutions, its subsidiaries and other affiliated companies, its officers, directors, employees, agents, licensors, suppliers and any third-party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms of Use. Synergy Coverage Solutions reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Synergy Coverage Solutions in asserting any available defenses.